First-Time Buyers

August 26, 2019

Physician Mortgage Loans: What You Need to Know

The Physician Mortgage Loan has a long history in the United States.  First offered to attract new physicians to growing towns in the Wild West, they have evolved over the year. Today, 18,000 new physicians graduate from medical school every year. New physicians can have […]
August 15, 2019

Conventional, FHA or VA Loan: Which is Right for You?

When it comes to getting a home loan, there are really three options for the typical US home buyer: Conventional FHA VA What are the differences in these loan types, and which is right for you? We’ve got the answers. No matter which loan type […]
August 8, 2019

What Is Debt-to-Income Ratio and Why Is It Important?

Debt-to-Income Ratio Your debt-to-income (DTI) ratio is the percentage of your income that goes toward paying your monthly debts. DTI can often be overlooked as many people assume that a good credit score and a high income are the only two factors needed to be […]
June 28, 2019

Cape Coral & Florida Real Estate Trends

Florida has long been a hotbed for home buying. The warm weather, lack of personal income tax, and affordable housing make the Sunshine State attractive to purchasers of all types. According to 2017 US Census estimates, Florida’s population of 21.6 million puts it third among […]