Home Ownership

August 26, 2019

Physician Mortgage Loans: What You Need to Know

The Physician Mortgage Loan has a long history in the United States.  First offered to attract new physicians to growing towns in the Wild West, they have evolved over the year. Today, 18,000 new physicians graduate from medical school every year. New physicians can have […]
August 1, 2019

Cash-Out Refi vs. HELOC: Which Should You Choose?

Why Homeowners Need Cash Many homeowners, at some point in their lives, need extra cash. The reasons people need a quick cash infusion could be one of many: Major home improvement New vehicle Wedding College Vacation Unforeseen emergency And who hasn’t heard the story of […]
July 25, 2019

The Advantages of Making Extra Mortgage Payments

A house is the biggest purchase most people make in their lifetimes. The mortgage they obtain to finance that house is likely the biggest single investment they will ever make. Even with the popularity of shorter terms and creative loans, most mortgages are still the […]
July 11, 2019

What is a conventional mortgage?

As defined by the website Investopedia, a conventional mortgage or loan is: Any type of home buyer’s loan that is not offered or secured by a government entity, such as the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA) or the USDA […]